Emergencies and unexpected costs can disrupt even the best-laid plans

Emergencies and unexpected costs can disrupt even the best-laid plans

A Short-Term Loan from Redstone can help you make do whenever cash is tight.

You don’t have actually to cover the high prices and charges that payday loan providers frequently charge! Redstone’s Stretch & Save Loans and Payday Alternative Loans (PAL) are made to help you make it to your paycheck that is next while your credit. With a short-term, small-dollar loan from Redstone, you are able to borrow things you need for today while making smart economic choices for tomorrow.

CashBack on acquisitions manufactured in the initial 90 days( offer that is introductory

CashBack on each purchases made after the initial 90 daysNo limitation in the quantity you can easily get

Intro APR for six months on transfers of balance made within very very first 1 month from then on, APR will cover anything from 8.50per cent –12.00%

Why select a Redstone Short-Term Loan?

Lower fixed APR

than conventional payday-lender loans

Lower charges

compared to those charged by payday loan providers

Credit-building opportunities

So choices that are today’s wise help a brighter future

Give you support can trust

from the reputable organization that sets users first

No penalty

whenever you’re ready to pay your loan off early

I will be searching for:

Stretch & Save Loans

Stretch & Save Loans

  • Minimal loan quantity of $500; maximum of $2000
  • 20% of loan quantity put aside in your Brighter Day family savings, that may make dividends
  • Needed cost cost savings offered upon payoff of loan
  • Minimal payment term of six months; optimum of 1 . 5 years*
  • 17% fixed APR** with payment made through a transaction that is pre-authorized
  • 18% fixed APR if payment is created one other way
  • $30 application that is non-refundable
  • Year must be a member for at least 1

Payday Alternative Loans (PAL)

Payday loans that are alternativePAL)

  • Minimal loan quantity of $200; optimum of $500
  • Minimal payment term of just one thirty days; optimum of six months*
  • 26% fixed APR with payment made via a transaction that is pre-authorized
  • 28% fixed APR if payment is created one other way
  • $20 application that is non-refundable
  • Needs to be a known user for at the least six months

Willing to make an application for a term loan that is short? It is effortless!

EVERY Redstone Visa bank card includes each one of these features

Fast and purchases that are easy is accepted all over the globe

24/7 U.S.-based, live-agent phone help includes crisis card replacement

Handle your bank account anytime with Redstone’s Online Banking

Zero-liability fraud protection

Track charge card task with Credit Card Control

Real-time fraudulence fraud and monitoring text alerts

Identification theft support

No Balance Transfer or Cash Loan charges

Visa Discounts on your own purchases at choose merchants**

Redstone Discounts!В® if you use your card at numerous businesses that are local**

Travel and Crisis Assistance

24-hour Roadside Dispatch solution

Automobile Rental Collision Damage Waiver insurance plan for vehicles rented together with your Visa card

Warranty Manager Service manage, usage, and expand the warranties of eligible things purchased along with your Visa card

Might you utilize COMPLIMENTARY, confidential advice that is financial? We’ve partnered with BALANCE to supply our users counseling about getting away from financial obligation, saving for milestones, and establishing smart economic goals. To talk to a counselor, call 1-800-777-7526 or go to the BALANCE site. Monday–Thursday 5 AM–8 PM, Friday 5 AM–5 PM, Saturday 8 AM–5 PM (Pacific Time)

Must certanly be qualified to receive account and start a checking account to acquire a loan item. A $5 balance that is minimum necessary to start a share checking account and needs to be maintained when you look at the account all of the time. RFCU В® is an Equal Credit chance Lender. E mail us for lots more details.

Stretch & Save Loans:Must do not have active Stretch Loans or Stretch & Save Loans with no co-borrowers are allowed. Needs verification of domestic target and verification of earnings, if you don’t a deposit that is direct RFCU. Susceptible to credit approval, at the least one-year membership needed, should never have caused RFCU a loss, and all sorts of reports need to be in good standing ( e.g., maybe not into the negative, including joint records and no delinquent loans), as well as other limitations use.

* Example for Stretch & Save loan: The payment that is monthly a $1250 loan at an 18% fixed APR for year is $115.

Payday Alternative Loan (PAL): no more than three PAL loans in almost any rolling six-month duration to any one debtor with no co-borrowers are allowed. A maximum of one payday alternative loan at a borrower. Should never roll over any PAL loan. Will need to have direct deposit more than or add up to the payment that is contracted. Susceptible to credit approval, no less than six months membership needed, must not need caused RFCU a loss, and all sorts of records need to be in good standing ( e.g., maybe perhaps not online payday VA into the negative, including joint records and no delinquent loans), along with other limitations apply.

** Stretch & Save Loan — 17% APR. Needs founded direct deposit equal to or higher than contracted re re re payment amount. The very least three-month deposit that is direct.

*** A $20 (PAL) or $30 (Stretch & Save Loan) non-refundable application cost pertains and should be collected at application, and may even never be financed into the loan, extracted from the mortgage profits, or compensated by individual check drawn on another institution that is financial.